FinancePalmBeach Blog
Best Real Estate InvestmentsThe Effect of a Fifty Basis Point Interest Rate Reduction
If you’ve been following the financial headlines, mortgage rates are exceedingly low right now. While credit is a bit tighter due to the COVID-19 pandemic, many institutional lenders are still putting money out the door on quality assets and will do so at attractive rates. Many borrowers who refinanced in the past few years will likely have what they consider to be a “good” rate. But how much better can your rate be? One concept that many borrowers don’t know is that all rate reductions are not created equal. A cut from 5.50% to 5.00% (50bps) is not the same as a cut from 4.00% to 3.50%....
Small Balance Equity: What Is It, and How Can I Use It to Fund My Deals?
There has been a lot of talk recently in the industry about so-called “Small Balance Equity”. What exactly is that referring to? Small Balance Equity encompasses the “middle-market” of equity, between around $500,000 checks, and $5,000,000 checks. Below that threshold is the wild-west of bootstrapped friends & family equity where there are few established rules, and above that threshold, the well established and highly standardized world of institutional equity. In the middle lives Small Balance Equity. The players here are typically wealthy individuals, family offices and to a...
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FinanceBoston Arranges a $5,520,000 Loan and $1,700,000 equity for a 48-Unit Apartment Property in Cranston, RI.December 16, 2024
BOSTON – FinanceBoston Secures $3,825,000 in Construction Financing for Luxury Rowhouse Condo Conversion in the South EndDecember 13, 2024
BOSTON – FinanceBoston Arranges $3,000,000 in Cash-out Refinancing for a 9-unit Mixed-use Property in Dorchester’s Adams VillageNovember 26, 2024
BOSTON – FinanceBoston Arranges $3,170,000 in Development Financing for 4 Luxury Condos in South Boston, MANovember 20, 2024
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